Only borrow exactly what you need. This is important because often times people feel like they are getting free money and they tend of borrow too much or overspend on credit and other store account cards. This can become a habit and then before you know it you are in debt and on a slippery slope toward financial ruin and crippling debt. If you stick to only borrowing the amount you NEED, instead of what you WANT, you can save yourself money and hassle in the long run.
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